Personal legal expenses insurance could help you and your family with a number of legal issues, depending on what cover you have.
This site can help you learn about legal expenses insurance, how to get it, and how to use it if you have it.
See what we offer to our people
Legal expenses insurance can help you with a number of legal issues affecting your business.
News and analysis from our experts
Many brokers and law firms have chosen to partner with DAS.
Here you can find out why our partners choose us, and how you can join them.
We've now made it even easier for customers to make a claim. Here you can find out how.
Underwriting Manager, ATE
In the recent Court of Appeal decision of West & Demouilpied, the court addressed the issues of reasonableness and proportionality, and the ‘proper’ approach to the assessment of costs – including ATE premiums.
It was a potentially huge moment for the ATE market, so I thought it might be useful to share my thoughts on the outcome, and break it down to its key elements; Demouilpied for Dummies, if you like.
Significantly, this was the first time an ATE premium had been scrutinised by the higher courts since Rogers v Merthyr Tydfil CBC in 2006. And whilst the decisions in West & Demouilpied focused on ARAG’s underwriting methodology, given the direct involvement of both DAS and LAMP in the Assessor’s hearing prior to the Appeal, this decision was always going to have wider ramifications for the market – and of course for the NHS.
It was anticipated that the decision would provide lower courts with much needed guidance on how to deal with the future assessment of ATE premiums in the post LASPO costs landscape.
The bottom line is that ARAG was successful in recovering the ATE premiums associated with these cases in full, and there are a number of useful points to highlight that I think will assist the ATE market at large. The court:
The impact of the decision remains to be seen, but here is what I think we can expect to see:
Whichever way you look at it, this will all be good news for access to justice, and a sustainable ATE market.
To mark the centenary of the Sex Disqualification (Removal) Act 1919, we got some female perspectives on ATE insurance and the role it plays in supporting access to justice.
With the AvMA Annual Clinical Negligence Conference (ACNC) taking place in Leeds this week, Robyn Lampon from DAS UK Group looks at how ATE insurance has evolved over the last 20 years.
Enrique Gomez, Head of ATE at DAS UK Group, looks at how the time is right for innovation in the ATE sector.
DAS and Goodlord launch new Rent and Legal Protection policy
AvMA 2019: Women in law talk ATE
The Optimise scheme, launched by DAS and Maxima, has supported over 100 clients over the past two years, transforming the landscape for clinical negligence and personal injury cases.
Lisa O’Dwyer from Action against Medical Accidents looks at how the LDFRC process will affect Clinical Negligence claims.
William Ellerton, Partner at DAS Law, gives his predictions for how the new FRC could play out.
Matthew Olner, solicitor at Nelsons, talks about how the QOCS changes have affected his law firm.
In this article, Rebecca Squires and Jane Marigold from DAS give their perspective on the QOCS changes.
The full impact of the QOCS changes will be played out in years rather than months. Here, Henry King from 12 King’s Bench addresses what might be done about it from a claimant perspective.
Change has long been brewing in relation to the Qualified One-Way Costs Shifting (QOCS) regime.
Carol Parsons, Head of ATE at DAS, talks about ATE and its numerous strengths ahead of BIBA 2023.
Ahead of BIBA 2023, here's a look at what we have to offer to customers, particularly in uncertain times.
DAS UK Group has signed a major partnership deal with one of the leading British insurers, Admiral Insurance (‘Admiral’).
Since the introduction of QOCS and the subsequent change to ATE premiums being payable by the client, solicitors have faced some challenges when the client is a minor.
We share two case studies highlighting the benefits of ATE insurance.
DAS has announced that it will be showcasing a suite of legal risk-mitigation product extensions at this year’s British Insurance Brokers' Association (BIBA).