Personal legal expenses insurance could help you and your family with a number of legal issues, depending on what cover you have.
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Legal expenses insurance can help you with a number of legal issues affecting your business.
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DAS UK Holdings Limited and its subsidiaries (“DAS UK”) are committed to preventing acts of modern slavery and human trafficking from occurring within its business and supply chain. DAS UK insists that the same standards that it promotes in combatting modern slavery are similarly adopted and enforced by its suppliers in order to adhere to the obligations and the intent of the Modern Slavery Act 2015 (“the Act”).
DAS UK is an international organisation operating in the legal insurance and legal services markets together with ancillary and complimenting service streams. DAS UK is a subsidiary of ERGO Versicherungsgruppe AG which is in turn a wholly owned subsidiary of the Munich Re Group. DAS UK Holdings consists of the following subsidiary companies, all of whom adhere to this statement in the course of their business: DAS Legal Expenses Insurance Company Limited, DAS Law Limited, DAS Services Limited, DAS Medical Assist Limited and Everything Legal Limited
DAS UK operates in the UK and the Republic of Ireland. Combined, it employs 750 people with an annual turnover in excess of £200m. To find out more about the nature of our business, please click https://www.das.co.uk or https://www.daslaw.co.uk.
In order to deliver our services to business partners, clients and policy holders, we work with a range of suppliers from professional service organisations (e.g. solicitors, tax advisers, audit firms) to suppliers of consumables and facilities services (e.g. cleaning firms, waste disposal). Irrespective of the services DAS UK receives from a supplier we insist that their obligations in respect of modern slavery and human trafficking must be to the same high standards as our own.
As part of our commitment to combating modern slavery, we have implemented the following practices:
As part of our efforts to monitor and reduce the risk of slavery and human trafficking occurring within our supply chains, we have adopted due diligence procedures which include:
Our procedures are designed to:
DAS UK regularly evaluates the nature and extent of its exposure to the risk of modern slavery occurring in its supply chain as part of its supplier management procedure. Meetings take place on a regular basis, depending on the supplier, the nature of the goods and services as well as any indicator that greater regularity of review is necessary (i.e. where a supplier is sourcing from a location considered higher risk).
We do not consider that we operate in high risk sectors or locations because the majority of suppliers and business partners provide either professional / insurance services or goods delivered from within the United Kingdom. For the reasons set out in this document, DAS UK maintains a procurement process which seeks to ensure that reputable organisations are used in our supply chain, contractually commits suppliers to adhere to the standards DAS UK sets itself as well as affording DAS UK the right to audit and review the supply chain.
If we find evidence of a failure to comply with our standards in respect of Modern Slavery or a breach of legislation in this area we will immediately seek to terminate our relationship with the relevant supplier. Where there are suspicions of a breach DAS will take positive action to investigate and either terminate where proven, or work with the supplier to demonstrate with greater certainty that there is no such breach.
We educate our staff to recognise the risks of modern slavery and human trafficking in our business and supply chains. Through our training, employees particularly in parts of the business which manage our supply chain, are encouraged to identify and report any potential breaches of the Act or suspicions of slavery and human trafficking within the DAS UK supply chain.
DAS has been awarded the CIPS Ethical Procurement and Supply Chain Kite Mark for the second year running. As part of this we have declared a ‘Code of Ethics’, signed by Andrew Burke (CEO) that specifically commits DAS UK to adherence to the Modern Slavery Act. This Code of Ethics is built into our procurement processes. Monitoring of our adherence to all legal and regulatory requirements, including Modern Slavery, is undertaken by a Conduct and Compliance Committee. DAS governance of its contracts with 3rd parties is undertaken by the Outsourcing Committee. All Executive team members attend these committees, which receive regular reports on the performance of our suppliers and procurement processes.
Following our review of our actions this financial year to prevent slavery or human trafficking from occurring in our business or supply chains, we intend to take the following further steps to tackle slavery and human trafficking:
This statement is made in accordance with section 54(1) of the Modern Slavery Act 2015 and constitutes DAS UK’s slavery and human trafficking statement for the financial year commencing 1 January 2019 and ending 31 December 2019.
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