What is legal expenses insurance?

Legal expenses insurance could be an affordable way for you and your family to get access to justice, giving the support and expert advice you need.

Legal expenses insurance

Legal expenses insurance is a type of ‘add-on’ insurance designed to help protect you and your family against the impact of life’s unexpected legal challenges.

What is legal expenses insurance?

Play video

If you find yourself in need of help, legal expenses insurance gives you access to a legal advice helpline and could also cover your legal costs, even if your case goes to court. It could provide cover for common issues like:

  • Unfair dismissal, or discrimination at work;
  • Injury from an accident that was not your fault; or
  • Disputes involving faulty goods or services.

How can it help me?  

Legal expenses insurance can be an affordable way to help individuals, motorists and business owners get access to legal support when they need it

What it doesn’t do

Legal expenses insurance does vary between providers, but there are some things that it doesn't generally help with. These might be:

  • Issues that started before you bought the policy;
  • Legal costs you pay for before your claim is accepted;
  • Claims where the likelihood of success or ‘reasonable prospects of success’ are evaluated as being less than 51% likely to succeed; and
  • Anything specifically excluded - the policy documentation will set out what is and what is not covered.

Find a DAS partner

How can legal expenses insurance help me?

Legal expenses insurance can provide a wide range of legal help and support for you and your family.

Learn more
Personal products

Find out about the types of personal legal expenses insurance available, and how they may be able to help.

Learn more

News and insights

Alexa , Innovation DAS launches cyber security assistant for Google Assistant and Amazon Alexa

DAS UK Group has become the first legal expenses insurer to launch a suite of cyber security information and guidance for the virtual assistants Google Assistant and Amazon Alexa.

July 2018
Innovation DAS launches new suite of commercial products

DAS UK Group, the UK’s leading legal expenses insurer, has launched a new suite of commercial products that will be available on the company’s new quote and buy web portal – DAS Connect – which goes live today.

July 2018
DAS Connect goes live

DAS UK Group has launched DAS Connect, a brand new quote and buy web portal that will enable brokers to quote, buy, adjust and renew DAS products online.

July 2018
A golden opportunity for ATE to innovate

Enrique Gomez, Head of ATE at DAS UK Group, looks at how the time is right for innovation in the ATE sector.

July 2018
2018 , Events Innovate, Evolve, Tweet - An outsider's view of #BIBA2018

Last month, whilst many DAS UK people were coming down with a case of #BIBAfever, our social media executive, Josh Gater, was kept in deskbound quarantine, with a serious job to do. His task was monitoring the social media activity around the event.

June 2018
2018 , Innovation , Events DAS UK Group makes significant investment in E-Trade for brokers

Ahead of BIBA 2018, DAS UK Group has announced a significant investment in its E-Trade capability to support brokers with the sale of commercial legal expenses insurance.

May 2018
2018 , LEI news insights , Innovation , Events DAS unveils stand line-up for BIBA 2018

This year DAS will be hosting the stand with HSB Engineering Insurance, which is part of Munich Re, the majority shareholder in ERGO.

May 2018
Alexa , Innovation 3 tips for winning with Alexa

Our Head of Strategy & Innovation at DAS UK Group shares some hard earned experience about developing and launching your own Amazon Alexa skill.

February 2018
Alexa , Innovation DAS announces new Alexa skill for Amazon Echo

DAS UK Group has become the world’s first legal expenses insurer to launch an innovative new Alexa skill for the Amazon Echo.

January 2018
IPT Announcement – June 2017 Rate Change

The standard rate of Insurance Premium Tax (IPT) rose by 2% from 10% to 12% with effect from 1st June 2017.

January 2018
LEI news insights DAS partners with VM Insurance to create bespoke motorhome and campervan product

DAS UK Group, the UK’s leading legal expenses insurer, has partnered with campervan and motorhome insurance specialist VM Insurance to provide a bespoke motor breakdown scheme for motorhomes and campervans.

December 2017
Recovery of post-LASPO ATE premiums: an underwriter’s perspective

Despite post-LASPO after-the-event insurance (ATE) policies being more relevant now than ever in terms of access to justice, their premiums receive criticism.

December 2017
LEI news insights Insurance industry facing challenges to improve understanding of legal expenses insurance

A survey of 250 UK insurance brokers by DAS UK Group, the UK’s leading legal expenses insurer, has found that the insurance industry is still faced with challenges when it comes to the understanding and selling of legal expenses insurance.

October 2017