Personal legal expenses insurance could help you and your family with a number of legal issues, depending on what cover you have. This site can help you learn about legal expenses insurance, how to get it, and how to use it if you have it.
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Legal expenses insurance can help you with a number of legal issues affecting your business.
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At DAS, we understand the challenges modern education providers face. That’s why DAS Commercial Legal Expenses Insurance cover is included in your Zurich Municipal insurance policy.
Designed especially for the needs of schools, colleges and universities, your DAS cover provides your organisation with access to support, legal advice and cover against legal costs. This page will help your organisation get the most from your DAS cover.
*Please check your policy wording to see if these additions are included as part of your cover. Please contact your Zurich Risk and Insurance Consultant (RIC). **Note that this does not apply to employment disputes. Please refer to your full policy wording and any applicable endorsements for further details.
We always recommend using a solicitor from one of our panel firms as they are selected for their expertise, service standards and are regularly audited. They are also familiar with our products and working with DAS.
Using a panel firm ensures that you will have a solicitor in place quickly, enabling you to gain the maximum benefit from your policy.
We always recommend using a panel firm for the entire duration of your case. You do, however, have the right to select your own representative once legal proceedings are issued, but your chosen firm must agree to set terms and costs.
DAS Law is one of our panel firms; they are experienced in working with schools, academies and universities.
In 2018, DAS Law took on 88 employment related claims from education organisations holding Zurich Municipal insurance with embedded DAS Commercial legal expenses insurance cover. At the time of writing (January 2019), 47 claims have been settled* with 94% of those claims achieving a ‘good outcome’ (e.g. a win, a settlement or claim withdrawn by the other side).
* These statistics will be updated as soon as the remaining on-going claims are settled.
Please call DAS with respect to a potential claim before incurring any costs with another solicitor. Any costs incurred before the acceptance of a claim are not covered.
If you are unsuccessful in defending an employment claim, we may also pay the compensation award. However you must use our recommended panel firm in order to receive this benefit.
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DAS Commercial Legal Expenses Insurance could protect your organisation against a range of everyday legal issues
Education organisations often encounter a range of legal problems. If poorly managed, these may escalate and have an adverse impact on the finances and reputation of the organisation.
If you have a question about your policy or would like to start a claim, please get in touch.
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