Personal legal expenses insurance could help you and your family with a number of legal issues, depending on what cover you have.
This site can help you learn about legal expenses insurance, how to get it, and how to use it if you have it.
See what we offer to our people
Legal expenses insurance can help you with a number of legal issues affecting your business.
News and analysis from our experts
Many brokers and law firms have chosen to partner with DAS.
Here you can find out why our partners choose us, and how you can join them.
Home emergency insurance is designed to provide an emergency fix, to prevent damage or further damage to your home, make it secure, and/or relieve unreasonable discomfort, risk or difficulty to you.
We offer 24 hour assistance within your home for emergencies associated with:
If you have a broken boiler or something goes wrong with your plumbing, we’ll send a contractor around to temporarily fix the problem and make sure your home is safe and comfortable. Plus we’ll cover the cost of the repairs, as well as the cost of hotel accommodation if your home is temporarily uninhabitable.
Exclusions and limitations include:
Family legal expenses insurance can be a valuable addition to a general insurance policy, providing you and your family with a range of legal help and support.
Motor legal expenses insurance could be a valuable addition to a motor insurance policy, providing you with a range of legal help and support.
Home Emergency is typically sold alongside a home insurance policy. You may be offered this cover by your insurer or an insurance broker.
You can call us at any time, and our contractors can come out day or night, all year round.
You can call as often as you need – there is no limit on the number of call-outs.
We have access to a national network of approved engineers, so you can be sure that any emergency work will be done promptly and to the highest standard.
This depends on what action is required to fix the problem; usually you will receive a temporary fix, but we will provide you with a permanent fix if this is no more expensive than a temporary one.
Your home insurance will help cover the cost of permanently fixing problems and damage with your home, but it can’t provide an immediate fix in the event of an emergency. Home Emergency could address the immediate issue that’s causing the emergency so that your home remains habitable.
No, this policy will not cover day-to-day home maintenance.
No, the policy will only cover costs incurred after we’ve accepted a claim and appointed a contractor to deal with your emergency.
No, it will only cover claims if you own the property and it is your main home.
Home Emergency provides up to £500 (including VAT) or £1,000 (including VAT), depending on the kind of policy you have, to resolve the emergency in your home. To find out which of these amounts applies to you, please see your policy wording or ask your insurance adviser.
We could also repay up to £250 (including VAT) towards the cost of overnight hotel accommodation.