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Personal legal expenses insurance could help you and your family with a number of legal issues, depending on what cover you have. This site can help you learn about legal expenses insurance, how to get it, and how to use it if you have it.
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Legal expenses insurance can help you with a number of legal issues affecting your business.
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Fran Clothier, DAS UK Group’s ATE Business Partnership Manager, shares her thoughts on the thought provoking annual SCIL (Society of Clinical Injury Lawyers) conference which took place in Birmingham recently.
Now that I’ve just about caught my breath after a busy week, I thought I’d take a moment to reflect on my first SCIL event – at which we were exhibiting – and share some of my takeaways from the day.
Firstly, after spending the last 15 years in an ATE operational role I’d not attended an event like this before and it was a real eye-opener, offering invaluable insight into the clinical negligence industry as a whole, while giving voice to a wide range of different opinions.
The first speakers of the day weren’t from inside the industry in traditional terms, but brought unique insights from a client perspective. Tom and Nicola Ray took the stage to talk about their personal experience with Sepsis and among other things discussed what the ‘red flags’ are for early detection. This was a hugely impactful session and many delegates came away visibly moved by it. After a conversation with Tom and Nicola I learnt they have written a book about their experiences called ‘Starfish’ which I have already purchased.
One of the main topics of conversation was of course Fixed Recoverable Costs (FRC) and the challenges that have been put forward by SCIL and AvMA. Worryingly for the industry, even without FRC the introduction of proportionality has already meant that many practitioners struggle to run a case under £100,000 in value to conclusion.
Obviously these claimants will not cease to exist but their access to justice is now seriously under threat, leaving some no choice but to fight their own case, at their own financial risk.
Regulatory challenges were also to the forefront with the imminent introduction of the SRA’s Standards and Regulations. It’s clear that our partner firms will have a lot to consider in governance terms and it’s important that as insurers we understand their pressures not only from a case handling point of view, but also a business perspective.
In all I found the conference really interesting and enjoyable; as well as the delegates it was so useful to meet all the other exhibitors and chat with them about their challenges and successes.
It seems to me to be an important forum that brings the industry together, giving us all opportunities to network and discuss the market. I thoroughly enjoyed the experience!
Nathan Holt, Head of Trading Underwriting at DAS, looks at how things could end up for landlords in the unknown post-Brexit landscape.
Fixed recoverable costs in clinical negligence claims: the prog rock of consultations
Underwriting Brexit for landlords – 3 potential outcomes
The recent court decision of West & Demouilpied was a potentially huge moment for the ATE market. David Brown breaks down the potential impact on ATE premiums and more.
To mark the centenary of the Sex Disqualification (Removal) Act 1919, we got some female perspectives on ATE insurance and the role it plays in supporting access to justice.
With the AvMA Annual Clinical Negligence Conference (ACNC) taking place in Leeds this week, Robyn Lampon from DAS UK Group looks at how ATE insurance has evolved over the last 20 years.
Now that the BIBA bubble has burst for another year, Social Media Executive Steph Davies takes a look back at BIBA 2019 and asks: Was it a success on social?
In response to some general criticism of Legal Expenses Insurance (LEI) in the press recently, Nathan Holt, Head of Trading Underwriting at DAS UK, sets the record straight.
Ahead of BIBA 2019, Stephanie Davies – Social Media Executive at DAS UK – takes a look at how social media can be used to make an impression and maximise value from the biggest insurance broker event of the year.
We will be sharing stand F39 with HSB Engineering Insurance – another member of the Munich Re family of companies – at the 2019 BIBA conference.
Two years on the government’s consultation on fixed recoverable costs, ATE Underwriting Manager David Brown restates the DAS position on this highly complex issue.
Enrique Gomez, Head of ATE at DAS UK Group, looks at how the time is right for innovation in the ATE sector.
This year DAS will be hosting the stand with HSB Engineering Insurance, which is part of Munich Re, the majority shareholder in ERGO.
DAS UK Group, the UK’s leading legal expenses insurer, has partnered with campervan and motorhome insurance specialist VM Insurance to provide a bespoke motor breakdown scheme for motorhomes and campervans.